Copyright 2006 Anthony Palladino

The holidays are over, but the post-holiday sales are spurring plenty of shopping activity. No matter what the occasion is, there is one failsafe, practical, sure to please gift - a tee shirt.

We all wear tee shirts. At some point in the week, we find ourselves in a tee shirt. For some, it’s at the gym or while exercising, or out to dinner, donning a nicely fitted tee shirt under a sport coat. Others find themselves in a really comfortable tee shirt, just lounging around on the weekend, sporting something that’s casual, easy, and clean. And for another crowd, a tee shirt is the best nightgown or pajamas money can buy.

Some tee shirts become mementos. They remind us of a certain trip or vacation, tease us that we were once young and in college in the class of 19XX, or make us feel good about participating in a walk a thon or corporate charity event.

But for the majority of tee shirt wearing folks today, it’s become the uniform of style. A solid color tee shirt goes well under just about anything. In an increasingly growing sector of the tee shirt market, custom designed tee shirts are becoming a fashion and personal statement.

Tee shirts are now available with raunchy or very controversial messages, sure to create a look of amazement and a few raised eyebrows from HR when you show up wearing an offensive tee shirt to a company party or a neighbor’s get together. Search cool t-shirts, filthy tee shorts, or music tee shirts for some examples. These can be fun and worth a good laugh or spark a heated discussion, but may not be suitable for all audiences.

Another emerging custom tee shirt category offers original works of art interpretations of the famous people, or Icons, of our times. Many companies offer them, and you can find your choice from searching on Google, Yahoo, MSN, AOL, or any search engine you choose. One such company is Icon Tees, who says, “Icon is about You, It’s about me, It’s about all of us…..There are no restrictions, just representations. Say what you want without speaking. Your body is your billboard.” Icon Tees offers 100% original, one of a kind designed tee shirts featuring icons of past and present. Their tee shirts include figures whose prominence ranges from the art world to the underworld and from biblical times to present day. They can be worn to the club, around campus, or just about anywhere.

No matter what the occasion, a tee shirt is a great gift. Here are the top 10 reasons why:

1. Tee shirts come in all shapes and sizes, so you can find one to fit any size, shape, style of person.

2. They are practical. We wear them and will get use out of them, whether in and around town or to bed - they get worn.

3. You can dress them up or down. With jeans or under a sport coat, tee shirts are always in style.

4. They can make a statement. Like Icon Tees says, “Say what you want without speaking.”

5. You can avoid insulting someone with a tee shirt gift. A diet book as a gift may earn you a slap or pair of jeans that are two sizes two small can really ruin a romantic evening.

6. Tee shirts are easy to order and wrap. Click away, then tuck in a box, throw into a bag, or just cover with some paper. This is a wrap job any shopper can do.

7. You can start your own trend with a tee shirt. Who knows? It may become so popular that even Donald Trump may come out with his own tee shirt line.

8. Online Etailers offer original designs with images, phrases, statements, artwork, or even icons like Arnold Schwarzenegger, Bruce Lee, Notorious BIG, Frank Sinatra, Madonna, Marilyn Monroe, Kurt Cobain, Jesus Christ, Run DMC, John Gotti, and Mohammed Ali that will suit any age or taste.

9. They are really affordable and a great value for the money. And if it’s a good tee shirt, it will earn the wearer a compliment - and that will put you in their good graces for another year.

10. Tee shirts are just cool….

So if you are out there looking for a great post holiday, birthday, or just because gift (or if you need a little something to go with that new pair of jeans), go online and click away. Tee Shirts are always a great gift, no matter what the shopping occasion.

About the Author

By: Anthony Palladino Anthony Palladino is a cofounder of Icon Tees, a New Jersey firm that has developed an original line of tee shirts featuring popular icons like Madonna, Bruce Lee, Frank Sinatra, Run DMC and many more. Icon Tees offers an Icon Personality match profile to help you find the right Icon Tees for you. Check out http://www.icontees.com .

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We all love looking at Hawaiian shirts. Looking back at the history of hawaiian shirts, also known as the ?Aloha Shirt?, we see that it can be traced to the 19th century and to the early western missionaries. Those missionaries thought that covering the recent Christianized natives would be more appropriate than allowing them to go topless. In the 1930?s Hawaiian shirts started to be produced commercially and continue to this day. Some researchers have discovered stories about the pioneer of the Aloha shirt, a Waikiki, Honolulu, Chinese merchant named Mr. Ellery Chun. Mr. Chun was the owner of the well-known King Smith Clothiers and dry goods store. He was born in Honolulu in 1909 and he died at the age of 91 on June 16, 2000.

With the help of her sister, Ethel Chun Lum, they started to shape the history of the hawaiian shirt. Ethel Chun Lum made the first floral, brightly colored, short sleeved shirt which is made up of kimono fabric. On July 15, 1963, Mr. Chun registered his own business with ?Aloha? as the trade name and it was then that he began generating and advertising Hawaiian printed shirts. He placed a sign on his window shop that read, ?Aloha Shirt?, which ignited the success of the sales of his business.

The shirts were enormously popular and sold mainly to the local residents, surfers, tourists and boys who loved the beach. The ?Aloha Shirt? was first displayed in an advertisement in the Honolulu Adviser on June 28, 1935 with the words ?Aloha Shirt? as the title. Hawaiian shirts were improved in the mid 1920?s with Rayon. This made the Hawaiian Print Aloha shirt the ultimate souvenir for tourists.

Hawaiian shirts were well-known in the 1940?s and 1950?s. Even celebrities wore the famous ?Aloha Shirt?. In fact, Elvis Presley, who was known as the undisputed king of rock, had a collection of Hawaiian Shirts that he used in his performances. He was often spotted and photographed wearing Hawaiian shirts.

Harry S. Truman, the 33rd President of the United States, wore Aloha Shirts. As a matter of fact, he was featured in a 1951 issue of Life Magazine wearing a Hawaiian shirt. Frank Sinatra and Montgomery Cliff also wore Hawaiian shirts during the motion picture ?From here to Eternity?.

There are still a lot of celebrities and public figures who continue to wear and endorse Hawaiian shirts. A list of famous people is enough to prove that Hawaiian shirts are loved by many. The Hawaiian shirt served as the symbol of the island paradise. It represents the warm and pleasant greeting to people who visit the Hawaiian Islands. However, we would not have worn the Hawaiian shirts if they were not created at all. Let us pay tribute to the people who shaped the history of the Hawaiian shirt.

About the Author: Hannah Roberts has an interest in Hawaiian Shirts. To access more articles on Hawaiian Shirts or for additional information and resources visit this Hawaiian Shirts related website

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Vintage Hawaiian Shirts come from all over the world. If you want to buy vintage Hawaiian shirts, it is really not a problem because stores are everywhere, even on the Internet. You can look for shirts online and order them at the same time. There are a lot of sites that sell vintage Hawaiian shirts at reasonable prices.

People who sell vintage Hawaiian shirts are usually those who love collecting them. When you order online, you can have your vintage Hawaiian shirt mailed to you. Although you will have to pay an extra amount, having a unique Hawaiian shirt is worth it. The shirts are delivered directly to you. You can also buy vintage Hawaiian shirts in bulk at lower prices.

Most rayon garments should be dry-cleaned. Some types of fabric and certain garment constructions require the shirts be hand or machine washed. When you have washable items, you can use cool suds or mild lukewarm lather. When you are going to apply suds, gently squeeze through the fabric and rinse it with lukewarm water. Avoid twisting or wringing the article. You should shake it out and smooth it and place it on a hanger which is rust-free until it dries. Press the article while it is still damp on the reverse side. Set the iron at a moderate heat. Use a press cloth if the right side needs to be ironed to avoid staining the colors. You can press rayon articles with a cool iron.

Choose Hawaiian shirts that are made of cotton. Cotton shirts have an advantage because they can be easily washed or laundered. They can also withstand higher temperatures which avoids damaging the fibers. Cotton shirts are not choosy when it comes to detergents. You can use any soap to wash your cotton shirt. You can also press it with a hot iron. Cotton is the best choice in all types of shirts because it gives you a fresh feeling unlike any other material.

Hemp is also a good choice. It is tough and can also be used with any detergent. It can be ironed and resists scorching. Hemp absorbs perspiration well. Silk is another type of Hawaiian shirt that is popular, but it tends to be expensive. It does not scorch that easily, and it feels nice on your skin.
Now that you know how to buy vintage Hawaiian shirts, it will be exciting to make your first purchase.

About the Author: Hannah Roberts has an interest in Hawaiian Shirts. To access more articles on Hawaiian Shirt?s or for additional information and resources visit this Hawaiian Shirts related website

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Copyright 2005 Anthony Palladino

Tee Shirt History

The tee shirt is nearly a century old (origin 1919) and is well becoming one of the most enduring symbols of youthful culture and expression. The walking advertisement of late twentieth-century American culture got its start as a humble item of men’s underwear and got its name because when spread flat it formed a stubby letter T.

Its little sleeves and round collar distinguished the tee shirt from the standard sleeveless undershirt of the day. The sleeves may also have helped bring the tee shirt out of hiding in the 1930’s and 1940’s, since they offered a gesture toward modesty as well as a cache for a pack of cigarettes.

Dressing Up the Basic Tee Shirt

Once they were in view, tee shirts became canvasses for images and messages. In addition to basic white, they soon came in all colors and sizes; and equally important, they displayed first the emblems of schools and teams, and then every design or slogan imaginable.

Today a public event is hardly complete without its accompanying tee shirt. Whether it’s a rock concert or a walk for cancer, you’ll be sure to find a tee shirt commemorating the event.

Cold weather doesn’t slow us down; we just cover the tee shirt with a sweatshirt, a 1925 American invention; or layer a tee over a long sleeve shirt. Some even refer to the long sleeve version of the short sleeve original as a “Long Sleeve tee shirt”. Short or long, today, the tee shirt is a staple in just about everyone’s wardrobe.

The Walking Billboard

And why do tee shirts never seem to fall out of favor? Because the tee shirt is the single most powerful form of individual expression for the average person.

When you wear a tee shirt with an embellishment on it, everyone may not interpret the embellishment the same way, but one thing is for sure, there is no question as to who is delivering the message. In today’s world, there are lots of powerful tools that are accessible to those with something to say.

There is the Internet and all of its devices such as email, personal websites, blogs and forums, chat rooms, etc. And the more traditional forms of expression still exist such as writing - stories, letters, poems; or even art such as painting or sculpting. But with all of these aforementioned mediums through which one may express itself, there is none as powerful as the “Walking Billboard”.

When you sport a tee shirt, you can’t hide who you are and what you are thinking. If you wear a shirt that says “eat shit and die” everyone who crosses your path will know that you are a really angry person or a person with a very sick sense of humor…or maybe both.

Tee Shirts Online and Buying Trends

Now, hundreds upon thousands of tee shirts are available to us all, online. Whether you are looking for a novelty tee shirt with a raunchy saying or a political tee with a strong message, you will find no shortage of inventory in cyberspace.

The most popular sectors of the custom tee shirt market include Novelty tees, Skate and Surf tees, Hip Hop tees, High Fashion tees, Famous People tees, and Design It Yourself (DIY) tees.

At present, the fastest growing niche in the market seems to be that of Design It Yourself tees. While consumers are not getting tired of what the designers and retailers are offering, an increasingly large number of consumers seem to want to let their own creative juices flow and design their own.

Famous People Tees are Hot

Another emerging niche in the custom tee shirt market is Famous People tees, which offers original works of art that interpret icons of past and present. Some of the more popular icons to be featured are Bob Marley, Madonna, Che Guevara, and Al Pacino as Scarface.

Whatever your taste in tee shirts, just be prepared to take criticism, comment, or praise from those who view whatever it is you’re advertising!

About the Author

Anthony Palladino is a cofounder of Icon Tees, a New Jersey firm that has developed an original line of tee shirts featuring popular icons like Madonna, Bruce Lee, Frank Sinatra, Run DMC and many more. Check out http://www.icontees.com and say what you want without having to say a word.

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Everyone has them, we all wear them, and, chances are, we own several different types. What exactly is this item? Well, it?s a shirt. Whether it?s a polo shirt, a t-shirt, or even a fun bowling shirt, the shirt is very popular. They?ve been around for a very long time, and modern versions have been in existence since the early 1900?s.

Many types of shirts are in existence today. One of the most popular is the polo shirt.

Polo shirts are typically thought to be named for designer Ralph Lauren, whose Polo line is quite popular. However, that is not so. The polo shirt is a knitted, pullover-style, sport shirt that features a rolled collar and bottoms at the neck.

They are usually made from 100% cotton. You can find them in other varieties of knot such as Pique, Interlock, and Lisle.

Similar to the standard polo shirt is the rugby style. It looks much like a polo, however buttons can be replaced by a zipper and broad stripes are usually present in the shirt?s design.

Another popular design is the T-shirt. The T-shirt came to be in the early 20 th century, and since has become a wardrobe staple.

The American T-Shirt began during WWI when troops saw European soldiers wearing the comfortable, lightweight, cotton undergarment on hot days. Since American soldiers wore heavy wool uniforms, they quickly caught on and became known as the ?T? shirts, or T-shirts are we call them today.

T-shirt officially became a word in the 1920?s when it was included in the Merriam-Webster dictionary. And, by WWII, the Navy and Army had included them as part of standard issue underwear.

From there its popularity grew and the T-shirt was no longer thought of as just an undershirt. Actors such as John Wayne, Marlon Brando, and James Dean wore them as regular shirts. By 1955, it was even considered to be ok to wear by itself without another shirt covering it.

Over the years T-shirts have evolved even further.

In the 60?s the tie dye T-shirt became popular. Screenprints were also fashionable. In fact, advances in printing and dying paved the way for other forms of the T-shirt such as the tank top, muscle shirt, scoop neck, V-neck, and also many others.

Since T-shirts were so inexpensive, they were used to make a statement. Band and professional sporting teams began printing their logos on T-shirts, which became hot merchandise for their fans.

During both the 1980?s and 90?s, T-shirts became even more popular. Types of print, as well as availability, increased. Today you?d be hard-pressed to look in someone?s closets or drawers and not find at least one.

Today T-shirts can be found just about anywhere. You can buy them plain, printed, or, thanks to different companies on and off the web, you can even customize your own.

T-shirts are often found in a person?s wardrobe because it is fashionable, comfortable, and, best of all, affordable. Polo shirts are also a popular wardrobe staple because its classic look works with so many different styles.

About the Author: Please explore more Resources about Shirts with lots of Information

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Fido and Rover move over - make way for Max and Rocky, which topped the list as the most popular dog names chosen by dog owners in New York City. According to the New York City Department of Health and Mental Health, Princess, Lucky, Lady, Buddy, Daisy, Ginger, Buster, and Sandy rounded out the top-ten list.

It’s certain that Max, Ginger, and their pals will be well taken care of and pampered. Americans spend $34 billion each year on their pets, and the pet business is seeing an annual growth rate of six percent a year. Increasingly, pet owners are indulging their dogs as they would their children. From doggy day care to birthday “pawtys,” from fancy dog collars to T-shirts for dogs, man’s (and woman’s) best friend is reaping the rewards of his or her loyalty and unconditional love.

This season, bling is the thing for uptown dogs. Crystal dog accessories, such as hair clips, dog necklaces, fancy dog collars and leashes, come in a variety of colors and styles. And anything pink gets a bark of approval from the top dog in the house. Pink dog clothes, pink dog accessories, pink bedding, pink fancy dog collars, and pink T-shirts for dogs keep puppies panting with enthusiasm.

While dog clothes and dog sweaters are still popular, T-shirts for dogs are all the rage. Not only do dog T-shirts keep pooches comfortable in a wide range of temperatures, but T-shirts for dogs make a fashion statement for both the pet and his or her owner. Dogs whose tastes run to designer duds can sport T-shirts for dogs that say, “Canine Kline,” “Tommy Dog,” and “Liz Claibone.” Urban dogs may go for dog T-shirts that proclaim, “Badda-Bing,” while preppie dogs stick with the classic polo, of course! T-shirts for dogs that want to show off their sporty side include those that say, “Air Dog,” and have that telltale (or “tell-tail”) swoosh, “Mighty Dog Gym,” and “Bark Beach.”

Dog T-shirts and dog sweaters can help keep a pet warm during the cool fall and cold winter weather. But dressing a dog warmly is only one element to keeping this member of the family safe. The American Society for the Prevention of Cruelty to Animals offers these tips for cold weather:

* Make sure to keep a dog leashed when in snow or ice, as he can lose his scent and become lost.

* Wipe down a dog’s paws, legs, and torso after coming in from the snow. Otherwise, he can lick himself and ingest salt or antifreeze.

* Keep a dog’s coat long during winter months.

* If a dog is a shorthaired breed, have him wear a dog sweater when going for a walk.

* If a dog is particularly active during the winter, feed him extra protein to keep his energy up.

* Be sure to provide a dog with a warm bed and blanket, and keep him away from drafts.

About the Author

Chris Robertson is an author of Majon International, one of the worlds MOST popular internet marketing companies on the web. Visit this Pets and Supplies Website and Majon’s Pets and Supplies directory.

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7 Great Ways To Lose Your Shirt Using Google Adwords!

 by: Keith Thompson

Google Adwords is a great tool! Careful use can lead to legions of highly targeted visitors breaching the moat around your site, and demanding to pillage your products! On the other hand…

Adwords is also a great place to drain your advertising dollars if you’re not careful. Like any other automated system, it requires constant feeding and attention to keep you from wondering just why you spent hundreds of dollars and received a paltry return on your investment. Here’s 7 great ways I’ve found to do just that, (and yes I’ve been guilty of several of these to one degree or another.)

1. - Not getting enough keywords, and I don’t mean just numbers. Good ones. A lot of people run a search on their favorite keyword tool and pick the top ten or twenty words or phrases getting the most traffic, thinking somehow that THEY will beat all the others using these keywords. There is a reason why these keywords are so popular: everybody and their grandmother are bidding on them! A much better approach is to come up with at least a couple hundred, better a couple thousand words that you have a shot at getting a high ranking for. After all, if you have 1800 keywords and can get a top 8 (first page) position for most of them, you’ll see a lot more clicks than you will chasing the top dollar words. If you get a hundred of the lower tier words giving you a couple of visitors a day, well, you do the math. Not only that, but often the less expensive words are altogether more specific, delivering far more targeted visitors.

2. - Not creating adgroups. You should use this function! It can help you focus your advertising much more effectively. By arranging your keywords in tightly focused groups of 10- 30 phrases, and writng a keyword-specific headline for each of them, you have a much greater ability to see what’s working and what’s not. Also gives you a chance to test different headlines and text copy.

3. - No negative keywords. This you gotta do. And it’s so easy. Simply add -free (or whatever else you don’t want associated with your searches) and you won’t end up paying for a lot of clicks for people who weren’t interested in the first place.

4. - Using only broad keyword searches for their keywords. When you’re paying for this stuff, you want to be as specific as you can, particularly if you’re playing in a very competitive market. Why hope that a broad search will return someone interested in what you’re selling? Better to get as focused as you can on the words they may be searching for. Google helps you with this by giving you more information on the impressions and click-throughs than you can handle, but be pro-active, and prune the dead wood after 100 or so impressions. If they haven’t produced by then, the odds of them improving by leaps and bounds are not great.

5. - Not testing and rotating your ads. Even a small change in a headline or ad text can make a HUGE difference! Particularly headlines. Your ad text won’t be read if the headline is boring or uninviting. Learn to write killer headlines, and do not be afraid to test and rotate your ads. Also don’t be shy about deleting ad groups if they’re not clicking through enough. Remember, you’ve got a list of several hundred words; either these aren’t right or the headline/text need tweaking. Test, test, test!

6. - Not using the content targeted feature wisely. This is a tricky one. Google, in it’s infinite wisdom, seeks out alternate avenues to show your ads, thus delivering substantially more clicks to your campaign. Trouble is, though, you have no control over this, and it IS your money. If you are attempting to run a tightly focused campaign on limited funds, this one is a potential budget buster. It can easily rack up a lot of clicks, but are they of worth to you? In my experience, the CTR is ALWAYS a lot lower. I guess it could make sense for large campaigns with a very popular product, but for the most part, you’ll want to be very careful. Which leads me to my last, and most important dollar-drainer of all.

7. - Not having a GREAT sales page. This one is the hardest to fix, but without doubt the most important. All the clicks in the world won’t mean a thing if the sales page you’re sending your hard-earned visitors to doesn’t get the job done. If it’s your product, there’s hope! You can address these issues, and after testing and more testing, can correct and come up with a page thst sings! If you’re an affiliate, you might consider a separate landing page, where you might offer a sincere testimonial in an attempt to presell the product more effectively. (That is not a bad strategy even with a good sales page, as personal recomendations go a long way!)

There you have it. 7 Great ways to lose infinitely more than your shirt!

About The Author Webmasters feel free to publish this article in its entirety in your ezine or site, so long as none of text or links are changed. Get the latest and best in internet marketing tools and reviews at http://www.internetmarketinghere.com Contact the author at: keith@internetmarketinghere.com

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d can cost you your shirt!

 by: Wilard Michlin

The proper action when things are going well is to pay off debt and consolidate your position. Then you will be financially strong and can go for further expansion without fear of loosing what gains you already have. When you are not deep in debt you do not have to worry about your creditors getting paid. Since the usual history of a business is cyclic (boom and then every 7 years (plus or minus) bust) you can predict when it is time to consolidate.

When the prices are too good to be true, they are. In the two years just before the top of the market is reached, prices are going up at very incredible rate. I have seen real estate go up 25%, per year, right at the top. This is incredible and I guarantee you it cannot sustain itself, at that rate. As hard as it is to give up a profit, it is harder still to sell an investment when it is going straight up. But, understand this is when you need to sell. If that is not what you want to do then you need to go to plan B: pay off your debt and get ready for the market drop.

If you are debt free you can survive the drop and then be solvent and financially secure when the recovery comes. I would like to tell you a story of the largest apartment owner in Hollywood.

It was 1980 when I met Nick. He owned 11 buildings at that time. He bought the worse buildings in town. These had the best cash flow. He owned mostly brick buildings. This was because they cost less money than stucco and wood buildings. This lower price allowed Nick to generate higher profits. Nick would buy a building. He then did a market study, and figured out what size apartments and what numbers of bedrooms were generating the highest rent, per square foot. Then he remodeled his building to get the highest price per square foot he could. He spent over $100,000 per building to do this. He also had to earthquake proof all of his buildings.

One of the reasons that brick buildings sold so cheaply was that they needed to be earthquake reinforced. When Nick finished remodeling a building, it was producing a very nice cash flow. Nick would use that cash flow to buy and remodel the next building. This was very smart thinking. Where did Nick fall off the rails? First he would find a great deal, while he was still in the middle of a remodeling job. He just couldnt pass it by. He borrowed on one of his finished buildings to get the down payment to buy the building.

Then he would borrow on a second building to get the money to remodel the new building. Now he was remodeling two buildings at the same time. By borrowing on two of his successful buildings, he now had to pay the loan payments on the two new loans. The rents from the older buildings now went to the lenders instead of to Nicks remodeling project. The new building, just bought, didnt produce enough income to cover the new loan on it because half the building was empty due to the remodeling. Nick now needed to keep borrowing money to fix the buildings and pay the loan payments on the buildings that didnt generate enough income. When a building was completed it then supported itself very nicely.

Was Nick happy with that? No, he wanted more and more buildings. If at any time Nick had stopped borrowing to buy new buildings, and just finished all his buildings in remodeling, he would have been able to catch up with himself and started expansion from a new level of security. That was, using the buildings profits after paying all of his loan payments to buy and remodel more buildings. Nick just couldnt wait and consolidate his position. He had every building he owned loaned up to the maximum value that he was able to. The rents were more than enough to cover the payments on each individual building. So what happened?

Two things. The first was his greed. We entered the 1991 recession, and the price of buildings went down. The banks were starting to foreclose on buildings and put them back on the market for very cheap prices. Nick just couldnt let a deal pass him by. He bought 3 of them. He borrowed the last dime he could squeeze out of every building he owned to buy these buildings, thinking that he could do no wrong. One bank made him the deal of a century. They wanted a lot of money down but the price was just too good to be true.

Nick was so much in a hurry to get his hands on this great deal he didnt bother to do his normal structural inspections and research. After all, Nick owned 17 buildings in Hollywood by now and knew the market better than anyone else, he thought. He looked at the building and saw it was only 20 years old. The building was empty, which meant it brought in no income. That didnt bother Nick, he would just get it rented quickly and the building would support itself. What Nick hadnt noticed was that the foundation was damaged and a $100,000 repair was needed. This was a repair that Nick couldnt afford. I begged Nick to walk away from this building and let the bank have it back. He refused and squeezed more money out of his collection of buildings.

As you can imagine, Nick was loaned to the hilt and had no money set-aside for an emergency. At his peak he owned 17 buildings worth $45,000,000 with him estimating his net worth at $7,500,000. He was definitely worth a lot of money. That was for sure. Before we get jealous of him, lets look at these numbers a different way. If Nick was worth $7,500,000 then his real estate loans had to be the difference. That is $37,500,000. These were sure big numbers.

Lets look at these numbers in terms of their percentages. This $37,500,000 was 83.3% of $45,000,000. $45,000,000 had to be the retail value of all these buildings. Nick would not think in terms of selling them. He never sold a building. He only bought, and bought, and bought. What Nick saw was the potential. If property values went up only 10%, Nicks net worth would go up $4.5 M. Property values had gone up over 20% in the 1980s but the recession that had started was of no concern to him. It is clear that he had stretched himself to the limit. The last building the bank sold him put him in trouble. He might have even survived it if he sold one, two or maybe three buildings. No, Nick wouldnt do that.

One year later the recession was not over. Unemployment in California went up and up. Businesses were closing, President Reagan was closing down Aerospace, and workman compensation insurance was so high no one could stay in business. Vacancies in apartments were going from 1% to 5% to 10%. Then it happened, we had the LA riots. Hollywood became a ghost town and then it happened again, the earthquake of 1994. Brick buildings fell down on Hollywood Blvd, none of Nicks buildings. People moved away and vacancies rose in Hollywood too as much as 17%.

Do I need to tell you what happened to Nick? He lost everything when vacancies went to 5%. He had no reserves or cushion for a margin of error. For 18 years Nick lived like a pauper, in one of his small apartments. He did his own property management for all of his buildings. He drove an old car, worked seven days a week, took no vacations, always had to worry about paying his next loan payment and where to borrow his next dime. His plan was to make $10 Million Dollars and sell everything. What he got was nothing for 18 years of his life. I have no idea where Nick is now. He disappeared off the face of the earth. So, A BIRD IN THE HAND IS WORTH, A MILLION THAT ARE PROBABLY NOT IN THE BUSH!

About The Author Willard Michlin is an Investor, Business Broker, California Real Estate Broker, Accountant, Financial Distress Consultant, Well known Public speaker and Administrative/Business Consultant. He can be contacted at his Ventura, California office by calling 805-529-9854 or by e-mail at kismetrei@earthlink.net. See other article by Willard at http://www.kismetgroup.com kismetrei@earthlink.net

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College branded golf shirts or polo shirts are very popular as they can be worn as casual attire. You will enjoy showing your pride, your loyalty and your enthusiasm for your team even at work.

When you begin your search for college branded golf shirts you will find that you can find an array of shirts not only golf shirts that are college branded. The regular college golf shirt or polo shirt are very comfortable and features a fully embroidered horizontal design on the left chest for your favorite team. The college branded golf shirt or polo shirt features a 7 ounce drop needle knit fabric of 100% cotton and shirt has a 4-button front with ribbed collar and arm. These are very comfortable shirts that can be worn anytime not just during the game.

Other shirts you will find while you are searching for college branded golf shirts include the college branded long sleeve t-shirt, the ladies college branded long sleeve t-shirt, the ladies college branded cap sleeve t-shirt, and the college branded sweater vest.

When you first begin to look at all the different types of college branded shirts that are available you will be amazed. All the top colleges can be found with many different types of shirts to choose from including college branded golf shirts, polo, t-shirts, and even denim. All of these are unique and made for durability. The color fast fabric will ensure that if your teams colors are red and white that the red and white will not blend into each other when washed causing your college branded golf shirt to turn a nice shade of pink. The embroidery stitching and appliqus are sewn on with the right weight of the thread to last for many years to come. You will enjoy wearing your college branded golf shirts or polo shirts to every game for many years. The only reason you may wish to replace them is because you wore them out by wearing them all the time to show off your team.

If you decide to purchase other shirts instead of just the college branded golf shirts you will love the long sleeve college branded t-shirts. These are great if the weather is just on the chilly side and not cold enough for a college branded hooded sweatshirt. You will love the feel and comfort of these t-shirts and wear them for more occasions than the big game.

The quality of all the college branded golf shirts, polo shirts long and short sleeve t-shirts and even the sweater vest are of the best possible fabrics and design. The ladies long sleeve college branded t-shirt is made with 6.5 oz 1×1 rib ring spun cotton. It has a self trim neck and scoop neckline; two needle hemmed sleeve and bottom. The ladies college branded cap sleeve t-shirt is designed the same as the long sleeve and uses the same weight cotton, neckline and hems. The college branded sweater vest is perfect for other cool nights when you just hate to wear a jacket. You will be showing off your team spirit and staying warm at the same time. The embroidered design on the front is created with rayon thread and the complete vest is made with 100 percent acrylic with a self trim V-neck and self trim armhole.

So, as you are looking at all the college branded golf shirts for your favorite team do not forget to look at all the other college branded shirts available. You will be able to find all kinds of shirts for all occasions and for summer or winter. You will always wear your teams name with pride with this awesome college branded golf shirts.

When you begin your search for college branded golf shirts you will find that you can find an array of shirts not only golf shirts that are college branded. The regular college golf shirt or polo shirt are very comfortable and features a fully embroidered horizontal design on the left chest for your favorite team. The college branded golf shirt or polo shirt features a 7 ounce drop needle knit fabric of 100% cotton and shirt has a 4-button front with ribbed collar and arm. These are very comfortable shirts that can be worn anytime not just during the game.

Other shirts you will find while you are searching for college branded golf shirts include the college branded long sleeve t-shirt, the ladies college branded long sleeve t-shirt, the ladies college branded cap sleeve t-shirt, and the college branded sweater vest.

When you first begin to look at all the different types of college branded shirts that are available you will be amazed. All the top colleges can be found with many different types of shirts to choose from including college branded golf shirts, polo, t-shirts, and even denim. All of these are unique and made for durability. The color fast fabric will ensure that if your teams colors are red and white that the red and white will not blend into each other when washed causing your college branded golf shirt to turn a nice shade of pink. The embroidery stitching and appliqus are sewn on with the right weight of the thread to last for many years to come. You will enjoy wearing your college branded golf shirts or polo shirts to every game for many years. The only reason you may wish to replace them is because you wore them out by wearing them all the time to show off your team.

If you decide to purchase other shirts instead of just the college branded golf shirts you will love the long sleeve college branded t-shirts. These are great if the weather is just on the chilly side and not cold enough for a college branded hooded sweatshirt. You will love the feel and comfort of these t-shirts and wear them for more occasions than the big game.

The quality of all the college branded golf shirts, polo shirts long and short sleeve t-shirts and even the sweater vest are of the best possible fabrics and design. The ladies long sleeve college branded t-shirt is made with 6.5 oz 1×1 rib ring spun cotton. It has a self trim neck and scoop neckline; two needle hemmed sleeve and bottom. The ladies college branded cap sleeve t-shirt is designed the same as the long sleeve and uses the same weight cotton, neckline and hems. The college branded sweater vest is perfect for other cool nights when you just hate to wear a jacket. You will be showing off your team spirit and staying warm at the same time. The embroidered design on the front is created with rayon thread and the complete vest is made with 100 percent acrylic with a self trim V-neck and self trim armhole.

So, as you are looking at all the college branded golf shirts for your favorite team do not forget to look at all the other college branded shirts available. You will be able to find all kinds of shirts for all occasions and for summer or winter. You will always wear your teams name with pride with this awesome college branded golf shirts.

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What better way to show your support and loyalty to your favorite team than by wearing their college branded sweatshirts every where you go. You do not have to just wear these unique and comfortable sweatshirts to the game. They are great for wearing time.

No matter which team has your loyalty you will find that we have college branded sweatshirts from the top teams around the nation. From Alabama to Wyoming you will find a college branded sweatshirt for your team. You will be able to proudly wear your teams color and brand all the time.

We have all the popular styles which include hooded, ladies zip, youth, kids, and crew. All of the hooded college branded sweatshirts are pull-over style that will keep you warm during all those football games. They are created with a 9 ounce 80/20 cotton and polyester blend. It has a drawstring hood and a front pouch pocket. The high stitched count appliqu design is put there to stay.

For the lady fans, you will love the ladies hooded college branded sweatshirt. It is created with 90/10 cotton and polyester blend. It also has a very fashionable cuff, a frontal zipper, open bottom, front pouch and the hood is lined.

For youth and kids the college branded hooded are just as durable and comfortable as the one for adults. They are made with the same quality and 80/20 cotton and polyester blend. They are just in a smaller size so the kids can also show off their favorite team. The sizes that are available for kids include small (6-8), medium (10-12), large (14-16), and extra large (18-20).

The crew college sweatshirt is wonderful if you prefer a sweatshirt without a hood. These sweatshirts are designed to keep you warm and comfort and are stylish with a ribbed knit collar, cuffs and waistband. This sweatshirt will be style for years to come.

The entire family will enjoy wearing these college branded sweatshirts and showing their pride. They would also make wonderful gifts instead of the normal clothing they usually get. This would be a more personal gift that they could wear proudly.

One of the great things about college sweatshirts is that nowadays you do not have to search all over town to find college branded sweatshirts for your favorite team. With the internet you can search online and save yourself time and money. How many times have you driven to the mall, searched for a parking place (of course, you find one way in the back away from the door you need to enter), fought through the crowd to go to the expensive specialty shop to find out they are sold out of the college branded sweatshirt that you went out of your way to find? Well, if you shop online all that grief is left behind, you will rid yourself of the hassles of the malls, the expensive shops and even the price of gasoline to get there.

Now, that you have discovered just how easy it is to purchase these unique college branded sweatshirts online, you can buy one for everyone on your shopping list, as long as you know their favorite team. You can even buy more than one in different colors. Show your support and loyalty by wearing the college branded sweatshirts to several functions.

The zippered college branded sweatshirt is great for wearing over other apparel and is also a great way to advertise your team spirit! You can wear it anytime the weather is just chilly. Then you can hang it in an obvious place at work and continue showing off your pride for your favorite team.

No matter which team has your loyalty you will find that we have college branded sweatshirts from the top teams around the nation. From Alabama to Wyoming you will find a college branded sweatshirt for your team. You will be able to proudly wear your teams color and brand all the time.

We have all the popular styles which include hooded, ladies zip, youth, kids, and crew. All of the hooded college branded sweatshirts are pull-over style that will keep you warm during all those football games. They are created with a 9 ounce 80/20 cotton and polyester blend. It has a drawstring hood and a front pouch pocket. The high stitched count appliqu design is put there to stay.

For the lady fans, you will love the ladies hooded college branded sweatshirt. It is created with 90/10 cotton and polyester blend. It also has a very fashionable cuff, a frontal zipper, open bottom, front pouch and the hood is lined.

For youth and kids the college branded hooded are just as durable and comfortable as the one for adults. They are made with the same quality and 80/20 cotton and polyester blend. They are just in a smaller size so the kids can also show off their favorite team. The sizes that are available for kids include small (6-8), medium (10-12), large (14-16), and extra large (18-20).

The crew college sweatshirt is wonderful if you prefer a sweatshirt without a hood. These sweatshirts are designed to keep you warm and comfort and are stylish with a ribbed knit collar, cuffs and waistband. This sweatshirt will be style for years to come.

The entire family will enjoy wearing these college branded sweatshirts and showing their pride. They would also make wonderful gifts instead of the normal clothing they usually get. This would be a more personal gift that they could wear proudly.

One of the great things about college sweatshirts is that nowadays you do not have to search all over town to find college branded sweatshirts for your favorite team. With the internet you can search online and save yourself time and money. How many times have you driven to the mall, searched for a parking place (of course, you find one way in the back away from the door you need to enter), fought through the crowd to go to the expensive specialty shop to find out they are sold out of the college branded sweatshirt that you went out of your way to find? Well, if you shop online all that grief is left behind, you will rid yourself of the hassles of the malls, the expensive shops and even the price of gasoline to get there.

Now, that you have discovered just how easy it is to purchase these unique college branded sweatshirts online, you can buy one for everyone on your shopping list, as long as you know their favorite team. You can even buy more than one in different colors. Show your support and loyalty by wearing the college branded sweatshirts to several functions.

The zippered college branded sweatshirt is great for wearing over other apparel and is also a great way to advertise your team spirit! You can wear it anytime the weather is just chilly. Then you can hang it in an obvious place at work and continue showing off your pride for your favorite team.

ABOUT THE AUTHOR

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